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Every poker player knows bad beats happen. You might be the favourite, but sometimes Lady Luck just isn't around. All-In Insurance gives you the choice to purchase insurance for when you go all-in. Get paid, even when you lose!
All-In Insurance protects the chips you put into the pot, when you go all-in as the favourite against another player.
If you meet certain criteria (refer to "When Can I Get All-In Insurance?"), you'll be offered the option to purchase All-In Insurance against the next card that's dealt. For example, insurance will be initially offered for the Turn if you go all-in on the Flop, and will be offered for the River if you go all-in on the Turn.
*Do be aware that once you commit to taking All-In Insurance, you are committed to taking it for all the subsequent streets as long as you remain the pot favourite.All-In Insurance is available to you when all of the following conditions are met:
The mechanics of All-In Insurance are best explained through the diagram above, which mirrors what you’ll see when using the Natural8 app. Let’s go through each item in the image and clarify each function:
If you LOSE (and one of your insured outs appears on the next street), you will be able to collect your insurance payout right away.
If you WIN the hand, you win the pot as normal and the All-In Insurance fee (Premium) is deducted from the pot when the hand ends.
The Premium amount depends on the size of the pot being insured and the odds we’ve assigned to the likelihood your opponent’s Out cards will appear. The following table lists the odds associated with each circumstance in which you may be offered All-In Insurance:
Outs | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20+ |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Hold'em / Rush & Cash | 30 | 16 | 10 | 8 | 6 | 5 | 4 | 3.5 | 3 | 2.5 | 2.2 | 2 | 1.8 | 1.6 | 1.4 | 1.2 | 1 | 0.8 | 0.6 | 0.5 |
Omaha Odds | 24 | 12 | 8 | 6 | 4.5 | 4 | 3.2 | 2.7 | 2.3 | 2 | 1.7 | 1.5 | 1.3 | 1.2 | 1.1 | 1 | 0.8 | 0.7 | 0.6 | 0.5 |
Short Deck | 20 | 9.2 | 6.5 | 4.6 | 3.6 | 2.86 | 2.31 | 1.9 | 1.58 | 1.32 | 1.11 | 0.95 | 0.8 | 0.65 | 0.55 | 0.45 | 0.35 | 0.30 | 0.25 | 0.2 |
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