All In Insurance

Get Paid No Matter What

Every poker player knows bad beats happen. You might be the favourite, but sometimes Lady Luck just isn't around. All-In Insurance gives you the choice to purchase insurance for when you go all-in. Get paid, even when you lose!

How Does All-In Insurance Work?

All-In Insurance protects the chips you put into the pot, when you go all-in as the favourite against another player.

If you meet certain criteria (refer to "When Can I Get All-In Insurance?"), you'll be offered the option to purchase All-In Insurance against the next card that's dealt. For example, insurance will be initially offered for the Turn if you go all-in on the Flop, and will be offered for the River if you go all-in on the Turn.

*Do be aware that once you commit to taking All-In Insurance, you are committed to taking it for all the subsequent streets as long as you remain the pot favourite.

When Can I Get All-In Insurance?

All-In Insurance is available to you when all of the following conditions are met:

  • You are the favourite to win the pot when you go all-in
  • The total pot is at least 10 times the amount of the big blind
  • There are 12 or fewer outs that your opponent can catch to beat you
  • There are only two players remaining in the hand
  • The odds of your hand being beaten is 2 or higher

How Do I Buy All-In Insurance?

The mechanics of All-In Insurance are best explained through the diagram above, which mirrors what you’ll see when using the Natural8 app. Let’s go through each item in the image and clarify each function:

  1. Main Pot – The total amount of the pot to which All-In Insurance will apply
  2. Investment – The amount that you (ie. the player opting for All-In Insurance), have invested in the main pot
  3. Time Clock – Click the clock to use extra time to make your decision
  4. Favourite's Hole Cards – The hole cards held by you (i.e. the favourite in this hand)
  5. Community Cards – The Flop (and/or Turn) runout of the board so far
  6. Underdog’s Hole Cards – The hole cards held by the other player (i.e. the underdog in this hand)
  7. Favourite’s Hand Ranking – The current best hand held by you (i.e. the favourite)
  8. Underdog’s Hand Ranking – The current best hand held by the other player (i.e. the underdog)
  9. Outs – All the cards in the deck that can improve the underdog’s hand at that time
  10. Outs Count – The total number of cards in the deck that can improve the underdog’s hand at that time
  11. Odds – The odds that the underdog’s outs will be dealt
  12. Premium – The cost of taking the insurance. The premium is calculated by dividing the amount you stand to be paid (the "Claim") by the odds. In this case, that’s $27.66 / 6 = $4.61
  13. Claim – The amount you will be paid if one of the underdog’s outs appear on the board on the next street
  14. Premium Slider – Move the slider up or down to adjust the premium amount and subsequent compensation payout
  15. Minimum – A shortcut option that sets the premium to the lowest possible claim amount
  16. Break Even – A shortcut option that sets the premium to a claim amount equal to your (i.e. the favourite’s) investment in the hand
  17. Retain Profit – A shortcut option that sets the claim amount equal to the full amount of the main pot
  18. No Need – Select this option to decline All-In Insurance
  19. Purchase – Select this option to confirm and purchase All-In Insurance

How Do I Get Paid?

If you LOSE (and one of your insured outs appears on the next street), you will be able to collect your insurance payout right away.

If you WIN the hand, you win the pot as normal and the All-In Insurance fee (Premium) is deducted from the pot when the hand ends.

All-In Insurance Odds

The Premium amount depends on the size of the pot being insured and the odds we’ve assigned to the likelihood your opponent’s Out cards will appear. The following table lists the odds associated with each circumstance in which you may be offered All-In Insurance:

Outs 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20+
Hold'em / Rush & Cash 30 16 10 8 6 5 4 3.5 3 2.5 2.2 2 1.8 1.6 1.4 1.2 1 0.8 0.6 0.5
Omaha Odds 24 12 8 6 4.5 4 3.2 2.7 2.3 2 1.7 1.5 1.3 1.2 1.1 1 0.8 0.7 0.6 0.5
Short Deck 20 9.2 6.5 4.6 3.6 2.86 2.31 1.9 1.58 1.32 1.11 0.95 0.8 0.65 0.55 0.45 0.35 0.30 0.25 0.2

Terms & Conditions

  1. All-In Insurance is available for Hold’em, Omaha and Short Deck cash games.
  2. In the event that a player accepts All-In Insurance but wins the hand, the All-In Insurance premium will be deducted from the final pot at the end of the hand.
  3. If it is possible that the pot can be split on the next street, the maximum premium is 20% of the pot on the Flop, and 45% of the pot on the Turn. If it is not possible that the pot can be split on the next street, the maximum premium is 25% on the Flop and 50% on the Turn.
  4. Once players commit to taking out All-In Insurance, they commit to taking it for all subsequent streets as long as they remain the pot favourite.
  5. Natural8 reserves the right to modify or suspend the promotion at any time.
  6. Natural8 players accept the risk of internet disconnection, due to problems with the connection between their device(s) and the servers, lag or freeze or some other problem in the player’s device(s) or how that device accesses the internet.
  7. Natural8 reserves the right to cancel/modify this offer at anytime without prior notice, at its sole and absolute discretion.
  8. Natural8 reserves the right to investigate any players suspected of fraudulent activity, and take any necessary action. In the event of multi-accounting, bonus hunting or foul play, Natural8 reserves the right to forfeit any prize amounts that have been paid along with any remaining cash balances, without prior notice.
  9. This promotion is subject to the terms and conditions of the Natural8 website.
  10. Natural8 is an advocate of safer gambling. If you feel you might have an online gambling problem, do seek further advice or counselling at www.begambleaware.org
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